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India Interest Rate - One year Look 2019 The Country's economy has been slowdown for the past year and a half. The GDP growth has been also come down from 8 Percent (July 2018) to 4.5 Percent now. Inflation has been steadily rising for the past few months due to prices of Vegetable, Milk Products and Pulses. As per the Past data shown in the Trading Economics website, India's Inflation was 4.17 Percent in the period of July 2018 and now it is at 4.62 Percent. It was seen as low of 1.97 Percent in January 2019. The Inflation is likely to raise in the upcoming months. For the past one year, the Bank REPO rate seems pretty low. This favors for the Borrowers and at the same time, it won't favor for the Fixed Depositors. The Bank's REPO rate, which stood at 6.5 Percent in the second half of Last year. Now, it is showing at 5.15 Percent. Till date the Central Bank (RBI) has reduced the REPO rate by 135 Points in one year. It is noteworthy that the bank (REPO) rate was lowered

GDP and Inflation in India - Thumbnail View GDP and Inflation are subject to change at different times in Different Countries. These two are the main economic factors for any country. Inflation is nothing but a rising prices of Essential Commodities and a decline in the purchasing value of money. In a nutshell, if the price of essential commodities is going up, then we will say that the prices are Rising - It's Inflation. There are other two things called Deflation and Stagflation. Deflation happens, when the commodity prices are going negative, which is seen as very cheap. The value of Deflation is under Zero. While this may cause to Unemployment and Poor wages. The reason is that the commodities are not getting the Right price. Stagflation is like a Stagnating, a combination of Rising Unemployment, High Inflation and there is a slow down. On the other hand, Gross Domestic Product is the Total value of Goods and Services produced by a country over a period of time. It is usually c

India's GDP growth to 4.5 Percent in September Quarter 2019 The Country's Economic growth slowed to 4.5 Percent in the Second quarter of current Fiscal 2019-20. The So-called economic growth is for the period of July to September 2019. Gross Domestic Product growth stood at 5 Percent in the previous quarter, which was seen as lowest in the past 6 years. The current growth slump is less than the Market's expectation of 4.7 Percent growth. The Spike in Manufacturing, Investments and the decline in exports have affected the GDP growth index. Over the past two years, there is an economy slow down globally. India's GDP growth was also fallen down for the Five consecutive quarters. While many changes have been made to boost the economy by the Government, but their arrival has been delayed. In the upcoming months, the REPO rate is likely to be lowered again. It is noteworthy that after the Implementation of Demonetization and GST, the expected investment inflows and Consumptio

India's Trade Deficit to USD 11 Billion in October 2019 India's Balance of Trade increased to USD 11.01 Billion in the month of October 2019. It was USD 10.86 Billion in the last September. The Trade deficit during October 2018 was said to USD 18 Billion. However the current Trade deficit for India is lower than the Market Forecast of USD 12.05 Billion. India's October 2019 import rate has fallen due to decline in Petroleum and Crude Products. Imports of Crude and Petroleum products fell 31 Percent, while Electronic Goods and Transport Equipment fell by 8.5 Percent and 14.70 Percent respectively. But the Gold imports rose by 4.7 Percent in the month of October 2019. The Exports for India were fell by One Percent in October 2019. Exports of Petroleum products has fallen 14.60 Percent and Plastic products fell by 11 Percent. Exports of Textiles, Cotton yarn and its products were also declined in the last month. Exports of Pharmaceuticals and and Electronic Goods also suffered

India's Retail Inflation rose to 4.62 Percent - October 2019 The CPI (Consumer Price Index) - Retail Inflation for the month of October 2019 has risen unexpectedly to 4.62 Percent. It was 3.99 Percent in the month of September 2019 and 3.38 Percent earlier which was seen in the month of October 2018. For the First time Since July 2018, the retail inflation has exceeded the RBI's Medium Term target of 4 Percent. The said inflation of 4.62 Percent has been increased due to rising of Food Prices. Food Prices have increased to nearly 8 Percent in the month of October 2019. Vegetables prices rose by 26 Percent, Onion and Tomato prices are also risen due to unseasonable rains, Pulses rose by 11.72 Percent and Eggs by 6 Percent. Meat and Fish were also rose by 9.75 Percent, Fruits by 4 Percent and Spices by 3.86 Percent and Milk Products by 3 Percent in the month of October. The Cost of Clothing and Footwear were also increased slightly. But the Fuel and Light Prices were fell down by

CPI Retail Inflation rises to 3.99 Percent - September 2019 India's Retail Inflation (Consumer Price Index) rises to 3.99 Percent in the month of September 2019. It was seen as the highest Percent in the last 14 Months. In the month of July 2019, the CPI Inflation for India stood at 3.28 Percent. The Current said Retail Inflation is slightly higher than the Forecast of 3.7 Percent for the September 2019. The CPI Inflation of 3.99 Percent had increased in the last month due to rising Food Prices. Food Prices rose 5.11 Percent in the last month which was seen as the highest in the last three years. Vegetables prices rose by 15.40 Percent, Meat and Egg by 10.29 Percent and Pulses & Products by 8.40 Percent. Where the Sugar and Confectionery items fell by 0.35 Percent. Housing Inflation increased by 4.75 Percent, Clothing and Footwear by 0.96 Percent. But the Fuel and Light Prices fell by 2.18 Percent. Rural Inflation is said to 3.24 Percent and Urban Retail Inflation at 4.78 Perce

Unemployment Rate in India - Recent Data - August 2019 Currently, the Unemployment rate in India is at its highest in the last 30 Years. Prior to that, India's highest unemployment rate was 8.30 Percent in 1983 and the lowest rate of 3.53 Percent, which was seen in the year 2011. In August 2019, the Country's Unemployment rate stood at 8.19 Percent. According to the CMIE Website, it is 9.71 Percent in Urban and 7.48 Percent in Rural. Since 1983, India's Unemployment rate averaged 4.32 Percent. India's Unemployment rate is slightly higher than other Emerging Countries. However we cannot consider the Unemployment rate alone for Economic Growth. We also need to lookout the Inflation, GDP, Fiscal and Trade Deficit numbers. The Unemployment rate on the other hand, is poorly documented in terms of the number of Unorganized workers and the number of Entrepreneurs. If these data are available, it will be known whether they support for the Economy of the Country or indeed - Unem

India's WPI Inflation 1.08 Percent in August 2019 The Wholesale Price Index (WPI) Rate for the month of August 2019, was released few days ago. India's WPI Inflation was said as 1.08 Percent in the last month. There is no change, as the same numbers were available earlier in July 2019. On October 2018, the Wholesale Price Index was seen as 5.54 Percent, which is the highest rate in the last one year. The Currently said 1.08 Percent was seen as the lowest rate in the 24 Months. The Low inflation was seen due to the fallen in Fuel Prices. At the same time, the Food Prices have risen slightly. There has been no change in the Clothing, but the prices of Chemicals, Rubber, Plastics and Basic Metals have come down in the month of August 2019. The Price of Wood Products were also fell in the Last month. But the Essential Food Products and Vegetables Prices were increased in the said period. At the same time, the Price of Potato has come down. Wholesale Prices of Fuel Products like Pet

Will the Repo rate go below 5 Percent ? The Retail Inflation, so called Consumer Price Index (CPI) Inflation stood at 3.21 Percent in the month of August 2019. This is up from 3.15 Percent in July and 3.18 percent in the same August last year. However it did not reach the expected level of 3.30 Percent by the Analysts. At the same time, the retail inflation is also below RBI's medium term Target of 4 Percent. It is noteworthy over the past one year, India's Retail Inflation has not exceeded the said 4 Percent. The Inflation rose in August 2019 is due to Food Prices like Meat and Fish, Vegetables and Pulses. Prices of Oil, Fat and Milk products have also increased marginally. Fruits and Sugar products are declined in the last month. Rural Inflation was 2.18 Percent and Urban Inflation was at 4.49 Percent Provisionally in the month of August 2019. India's CPI Inflation has averaged about 6.2 Percent Since the year of 2012. It was seen as 12.17 Percent which is the highest in

Is the Indian Stock Market ready to Push up ? In the latest post, we have mentioned the factors that affect the Indian Stock Market. They are currently being modified. This may provide a temporary solution and stimulate to the Indian Economy. The Ministry of Finance said that the necessary changes have been made for the development of the Capital Market. Here are few changes said by the Finance Minister, Simplified Aadhaar based KYC for the NBFCs and Mutual Fund Services in India The Surcharge for FPI and Domestic investors being abolished. Pending of GST Refund payments for the MSME will be paid within 30 days. It has also been stated that matters about GST receipt will be resolve with in 60 Days. It is said that the CSR Violations will be taken as Civil offense and will not be considered as Criminal. The Angel Tax is withdrawn for the Start up business. Immediate allocation of funds for the PSU Banks with an amount of Rs. 70,000 Cr. The Super rich tax has also been abolished. Repo ra

Repo Rate Cut to 5.40 Percent - RBI Policy The Repo Rate for the banks has been reduced to 5.40 percent, cut by 35 basis points. As a result of the Monetary Policy Committee, the new Repo rate fell to 5.40 percent from the earlier 5.75 percent. The Reverse Repo rate has been changed to 5.15 percent, while the Bank rate and MCLR ratio has also changed to 5.65 percent. The CRR (Cash Reserve ratio) stands at 4 % and SLR at 18.75 percent. According to the RBI Policy, this rate cut has been announced due to Economic Slowdown and Inflation rate under the same circumstances. Trade war between US-China, Weakening of Industrial investment in the United States, Lack of growth in the Manufacturing worldwide and even the brexit of Britain have been attributed to Global factors. Japan's industrial figures shown that the economy is likely to slow in the second quarter of FY20. The RBI Policy has also mentioned the economic numbers are not favorable in the Emerging Countries. Manufacturing and Sa

India's Export down in June - Trade War Impact The Country's Merchandise Exports went down for the first time in this year 2019. Recently the Ministry of Commerce report said that Trade exports in June 2019, totaled to USD 25.01 Billion - down 9.71 percent as compared from the year ago period. Exports in June were also seen as the lowest level in the past nine months. Imports were also fell by 9 percent. June imports totaled to USD 40.29 Billion. So, the trade deficit for India in June 2019 stood at USD 15.28 Billion. Exports of Petroleum products fell by 33 percent, Gems & Jewellery at 11 percent, 28 Percent by Rice and Engineering goods fell by around 3 Percent. However Iron Ore exports grew by 155 Percent in the month of June. Electronic products were raised by 44 percent and Ceramics & Glassware products up by 20 Percent in the Exports Side. Spices, Drugs and Pharmaceuticals have seen significant growth in Export for India in June 2019. India's exports were decl

Union Budget Highlights 2019 Several Goals has been set by the Current Government including the $5 Trillion Economy and the goal of improving Rural Living, Road and Infrastructure Services. India, the 11th largest economy globally in the Financial year 2013-14 and now emerged as 6th Largest economy in the World. The Current Account Deficit (CAD) is 2.1 Percent of GDP in the year 2018-19. It was seen as 5.6 percent in the Financial year 2013-14. FDI received in the last fiscal year were reported as $64.4 Billion. The current Fiscal deficit stated as 3.3 percent of GDP. Earlier it was 4.5 percent in the year 2013-14. There are proposals to improve Road and Air Traffic. Rs. 50 Lakh Crore funds have been allocated to improve Rail Infrastructure. It has been stated that the project cost for Rail Infra will be implemented from the year 2018 to 2030. Through Public-Private Partnership, supporting for the Railways were also discussed. The Government has setup various schemes to promote MSME (M

Inflation up 3.05 percent in May and IIP growth up 3.4 percent in April 2019 The Consumer Price Index(CPI) Inflation in May 2019, increased to 3.05 percent, but IIP growth were up 3.4 percent in April this year. The Retail Inflation(CPI) was at 2.92 percent in the month of April. Retail Inflation in the month of May 2019, which is the highest in the last seven months. This is said to have risen due to higher Food prices. Earlier, the inflation for April 2019 was revised upwards to 2.99 percent from the 2.92 percent. However the inflation rate remains within 4 percent of the RBI Policy for the past ten months. India's average inflation were stands at 6.11 percent since the year 2012. Meat and Fish prices were increased to 8.12 percent and Vegetables at 5.46 percent in May 2019. Oil and Fat product prices were increased to 0.91 percent, but Fruits fell down to 5.17 percent during the same month. Housing inflation rose in May, but the cost of Clothing and Footwear declined. The Indust

Q4FY19 Results of Tech Giants - TCS and Infosys Nowadays is the earnings period while the fourth quarter (Q4FY19) results are coming. Recently the two Tech Giants were released their last Quarterly results for the Financial year 2018-19. Results of the listed companies are the most important for any investor. Not only the quarterly results were releasing now, it is also a whole financial year report for the 2018-19. The number one, Tech Giant TCS (Tata Consultancy Services) were announced its Q4 results last Friday after the market hours. The Company's revenue were seen at Rs. 38,010 Crore and the Net profit was Rs. 8126 Crore. Where the another Tech Giant Infy (Infosys) released its fourth quarterly results on the same day, the Revenue stood at Rs. 21,539 Crore and the net profit at Rs. 4074 Crore. The Company's expenditure and Operating profit were stood at Rs. 16,390 Crore and Rs. 5,149 Crore respectively. The Year on Year (YoY) Sales growth for the Infosys told as 19 percen

Auto Sales in India for FY 2018-19 India's automobile industry sales volume is not up to the mark in the last year 2018, as the sales have fallen to a low level in the fiscal year 2018-19. It is also noted that the sales for the last year, which was seen as the lowest in the last five years in India. The reason for the lowest sales is mainly due to higher cost in Insurance, rose of Fuel prices, very few sales in the Festive season and the flood in Kerala last year have affected the volume in the last year. Domestic Passenger vehicle have reached in a Single digit growth. It was seen as 2.7 percent growth in the last fiscal year. Sale of Commercial vehicle s in the current financial year are estimated at 10 percent and on Two wheeler were said to reach 5 to 7 percent in this current year. With the increasing cost in the Raw material, the Car manufacturers were also hiked the prices by 2 to 5 percent in the Vehicle, last January 2019. Although the last year's sales volume were s

First Indian Company to Million Vehicle Sales - Great Tata Motors After acquisition of Jaguar Land Rover(JLR), Tata Motors has suffered with many issues in the Automotive Industry. The Chinese trade policy and the Brexit deal in the United kingdom were downgraded the JLR Brand. Tata Motors reported its net loss of Rs. 26,000 Crore in its Consolidated Revenue, in the last quarter - Q3FY19. However, the company alone itself had taken a net profit of Rs. 618 Crore and revenue of 16,200 Crore rupees in the last quarterly results. The Tata Motors alone profit was six times more than the Q2FY19 net profit. In the year of 2018, Tata Motors reaches the One Million Vehicle Sales Record and achieved this position as it is ranked 16th in the Automobile industry globally. T he company has sold 10.49 lakh (One Million) Vehicles worldwide in 2018. Tata Motors was the first company to sell over one million vehicles in a single year. The Vehicle sales came from Light Vehicles include Cars, Vans, Small

5.62 percent growth of Air Traffic in India -February 2019 The number of Foreign travelers visiting India is increasing by every year, but the recent growth of Indian Airline's revenue is not significant. Few of the airlines in the country were in Financial crisis. In the domestic transport, the Indian airlines has witnessed 5.62 percent growth in the month of February 2019. The 5.62 percent growth is considered the lowest growth in domestic service over the past five years. The number of domestic passengers in February was 1.13 Crore, it is noteworthy that earlier it was 1.07 Crore passengers. The Inter globe Aviation Airlines - Indigo had a growth of 15 percent in the Passenger traffic with 49.31 lakh passengers. Spice jet and Jet Airways had 15.58 lakh and 12.92 lakh passengers respectively in the said month. Spice jet saw a 17 percent growth in the domestic passenger service, while Jet airways had seen a 28 percent drop in its number of passengers. Already Jet airways were in a

India Trade deficit slipped to USD 9.6 Billion in February 2019 India's Balance of Trade were improved in the month of February 2019, as the trade deficit slipped to USD 9.6 Billion. This is the lowest trade deficit Since September 2017. In the year 2018, for the same period it was seen that the trade deficit were at USD 12.3 Billion. Mostly, the export numbers were driven by Engineering goods, Drugs and Pharmaceuticals. In the Balance of Trade for India, the exports were increased by 2.4 percent year on year to USD 26.7 Billion. The Drugs and Pharmaceuticals holding with 16.1 percent and the Engineering goods of 1.7 percent in the Exports. On the same time, the Import numbers were declined by 5.4 percent to USD 36.3 Billion, which was a positive sign for the Country (26.7 Billion - 36.3 Billion = -9.6 Billion) - Trade deficit. For the imports, it was driven by Gold, Oil and Electronic goods in the last month. The Gold imports were declined by -10.8 percent. The decline in Oil impo

India's GDP growth rate at 6.6 percent in Q3FY19 The Q3FY19 for the GDP data was released today by the Central Statistical Office (CSO) in India. The third quarter of GDP growth is at 6.6 percent, it was seen at 8.2 percent in the First quarter. The Q2FY19 for the GDP growth were stood at 7.1 percent. The data released today by the CSO, making it clear that the growth was slower as compared to the previous quarter. The First quarter of this fiscal year 2018-19 has been revised to 8 percent, earlier it was at 8.2 percent. The Q2FY19 has also been revised to 7 percent from the 7.1 percent. For the current financial year, it was estimated at 7.4 percent in the December Policy. The GDP growth for the next financial year 2019-20 is projected at 7.4 percent. There is a 7.2 -7.4 percent in the first half and 7.5 percent in the Q3FY20. India's Gross Value Added (GVA) growth stood at 6.3 percent. Manufacturing Sector has under performed recently, even though the manufacturing is one of