RICH INVESTING iDEAS

How to Calculate Annualized Return on Investments ? Previously, we had discussed about the Absolute Return on Investment , to calculate how our Invested money performing and seen how it differ from in terms of rupees as Absolute. Here, we can see to calculate the Annualized Returns on our Investments. Annualized Return can be computed as Percent (% p.a) per Annum. We can measure the returns by these method, is the better and accepted way to measuring the Investment Return. The basic purpose of Annualized Return is to standardize the investment period as though each investment was made only for One year. It helps to ease comparison of investments across Time periods. Annualized Returns can be denoted as [ % p.a ], otherwise, it is usually an Absolute Non-annualized return.  Annualized Return on Investment: (Return on Investment / Original Investment) X 100 X (1 / Holding period of investment in years) Or in simple terms,  ((End value - Beginning value) / Beginning value)  X 100 X (1 / H

How to Calculate Absolute Return on Investment ? Return on an Investment is a calculation to assess how the investment is performing. As every investment have a group of Inflows and Outflows. The Comparison of the inflows and outflows is the Return for the investor from making the investment. Returns may be Positive (+) or Negative (-) . A Positive denotes the profit on an investment and Negative gives the loss. For eg:   Akhil bought a Real estate property for Rs. 30 lakhs and sold it to Rs. 40 lakhs Suresh bought a 100 shares of XYZ Company with the amount of Rs. 20,000/- and sold all the stocks for Rs. 15,000/- The above example tells that Akhil had a profit of Rs. 10 lakhs i.e the return on investment is Rs. 10 lakhs. Suresh had a loss of Rs. 5,000/- from his stocks. So, it denotes the Negative Return on his investment. Measuring Investment Returns: Returns can be measured by comparing the amount of Inflows and Outflows for the investment made in Absolute Rupee Terms. R

7 Ways to Invest Life like a Zen (Zen Investing)   Investing is always like a Mantra. It focuses for a Long term in a silent way. I am not talking about the Speculation or a Short term, but for the Long term with a sip of Water. We know how the Buddha and Billgates created the Tremendous Empire. As they had a different goals to consider, but they had a life as a Zen. The Master Shunryu Suzuki said, Zen is not some kind of excitement, but concentration on our usual everyday routine.     For a Long term Investor too, there are few ways to invest his life like a habit of Zen.   Invest Regularly and Stick to Fit: The most basic of Zen thought tells 'Work your day with little things and without any connection. You may walk alone for five minutes a day, Helping others what you have, Learn a language daily for 10 minutes or save Rs. 10/- daily for your kid - This is the way, how Buddha and Billgates grown on their Duty. So, Invest Regularly with any amount, but stick to it (Fit).

How to set  a simple Budget Planning 2017 ?: Budget is a term which referred to, ' A Sum of money allocated for a particular purpose  '. Annual Budget of a Government every year is an exciting one for everyone, but it's a Pokey (Laggard) one for announcing their own personal budget. Before making (or) set a Budget plan, we have to understand why we need a Budget (or) Budget Planning ? 'Budget' allowing us to create a Plan for Spending of our money and also it helps to ensure that we have a enough money for the things we need .   A personal budget   is a finance plan that allocates future personal income towards expenses, savings and debt repayment.   Investopedia also refers the following 6 Reasons, why we need a Budget:    It helps you keep your eye on the prize. It ensures you don't spend money that you don't have. It leads to a happy retirement. It helps you prepare for emergencies. It sheds light on bad spending habits. It's better

Cheteshwar Pujara is a Long term Investment Modern day’s psychology – The investment horizon mostly in drowning side. While I am asking someone about the investment period, then the words of their strategy mostly uncertain able. And the answer from them for the long term investment period is around 6 months – 1 Year. I could not understand how you could tell the long term horizon around 6 months – 1 Year ? Is it the 6 months / 1 year a long term period  ? Is this period  helpful for your financial goal planning like Education, Marriage or Retirement ? Even for the short term needs like creating emergency fund, buying a car or planning a Tour / Travel, we cannot achieve the amount what we need. But, Everyone has a same word, ‘I m going to book a Profit and not believing for the future’ ‘Book a profit is not a thing, but for the capital itself important’ Looking for the Long term: Long term investment needs patience. Not just a word, ‘Patience’.  With Art of Gratification ! The Art of G

Need vs Want Behaviour How you desire / want your Goals ? Education / Profession / Business what we always like to do Beautiful Home High tech Car Foreign Tour (Travel) Luxurious Wedding Giving Treat to friends (Share your joy) Earn Millions of Millions (More Money) Nothing to desire :) What is your Needs (Basic Requirements) ? Nutritious Food, Climate Condition based Home and Life Style (Clothing) Hygienic and Good Medicine Clean Air for Better Breathing Get Education to improve the knowledge and the better life To meet the future needs of the financial / income (like Child care, Education, Marriage Expenses, Retirement) How do you Decide ? (Decision Making) Need a Healthy Food / Beauty and Enhanced Fast, Packed Food ? Living with your partner with love / Just a Luxurious Marriage Party ? Spend time to playing with your kids / Giving away items(Toys,Tech Products) what they want to buy and you look like that you have no time to spend wit

Take a step to Risk (Risk and Safety  Margin) For many people, Risk refers to like eating a ‘Rusk’.  But, it is not a eatable item. Then, how many of us are like to take the ‘Risk’ ? Risk – Exposure to Danger or Hazard In Financial(Investment) terms, Risk is a deviation between the actual and the expected returns . Risk has two faces, as it have Positive and Negative. Without any risk, the investment of money can gives the return of ‘Null’ or a little bit like positive. If we dare to act, then we get better Profits (Positive) and Losses(Negative) in many cases J  This is the case for so many of us, not willing to take risk or take risk without aware. Is it good, for not taking Risk ?   Is really, Risk less investments are protecting our wealth /Future Daily expenses ?   Absolutely not ! Then, how we at Risk ? Getting down in the river without knowing how to swim or Not aware about the depth of the river even   Swimming.   Riding rude in National Highways or not knowing how to ta