Posts

Why i have to invest in Mutual Funds ? Simple Reason

Why i have to invest in Mutual Funds ? Simple Reason Today, we are in the stock market world - Yes, obviously. The interaction between the people, companies, and the Government simplifies by using the Technology, it's also a part of Globalization. There are only 2 - 2.5 percent of Population in India, investing in stock market as retail investors . There are two depositories in India for depository services, called NSDL (National Securities Depository Ltd) and CDSL (Central Depository Services India Ltd). These are the two keep every ones Demat account and its holding. According to NSDL, the active demat clients were at 1.77 Crore (Demat accounts) and 1.60 Crore investor accounts in CDSL, Total of 3.37 Crore Demat accounts in India Whether you are going to the direct equity market (Stock market) or not - but there is an opportunity to beat the inflation and fulfill your financial goals by investing in Mutual Funds. I am not saying you would get rich through mutual funds, but one ca

How the Financial Planning Delivery Proceeding ?

How the Financial Planning Delivery Proceeding ? Whether you are going to the doctor or taking self remedy, but the Financial Planning is so more important today. Rich Dad Poor Dad - Robert Kiyosaki tells, ' It's not how much money you make, but how much money you keep, how hard it works for you, and finally how many generations you keep for it '. So, Earning high is not a thing to build your wealth, but the proper planning on your money - The Financial Planning. The Financial Planning Delivery proceeds itself by two ways. The First way is the hard one, that you can do as a self process. By attaining knowledge on Financial Planning, so that you can make this process step by step - Remember, it's not a easy task, you have to be work hard on retrieving data (Inflation rate, Retirement Corpus, Rate of Returns, CAGR / XIRR). Second way is the easiest one, you can choose a Financial Advisor or Investment Advisor, he would help on your account. The Financial advisor who is

Where are the stairs going ? - Indian Economy

Image
Where are the stairs going ? - Indian Economy   When i am writing this post, Dalal Street was crashed and recovered a little (Negative), but not completely. Yet the fear due to on upcoming Elections. It's not only for India in the Stocks, but for the Wall Street too. Wall Street makes a record with the biggest drops because of the continuation on rise of Treasury Yields. The US economy was also induced on Global Bond sell off. However the US economy numbers were said that the Unemployment rate comes down to 3.7 percent from 3.9 % (September 2018). The Long term unemployment rate was also reduced to 0.82 % from 0.88 percent. Whereas the Growing and developing country's Unemployment rate (India) had raised to 6.61 percent from 6.32 % which it was in August, 2018. For the front, more people are taking their bag for the Entrepreneurship, on the other side it worries due to the unemployment numbers. Dollar-Rupee conversion support is not a good health for the growing country. This

Common mistakes while on Day Trading (Intraday)

Common mistakes while on Day Trading (Intraday) Investing is a legend, where the trading is an art. Investing is likely a boring, but it's a mean of business. Patience is the key for the Investing and become its success. On the other hand, Trading is a quicker, so you would make bugs. There are few common bugs (or) mistakes that one as a trader would do this emotionally and non-practically. Herd mentality will mostly impact on market price, due to this fact one can also lose the money. Generally, Day Trading or Intra day is a risky one and it decides on Risk to Reward. You cannot just trade simply with the Emotion. You should prepare and practice before entering into the trading in the Stock Market. Be practice more on Paper trading, nowadays there are so many mobile applications available on dummy trade.   Once you plan to trade in real time, Plan for the Trading design . The Trading design is nothing but it's a simple plan that what would you need on today's marke

Monthly trading activity of FII and DII – September 2018

Image
Monthly trading activity of FII and DII – September 2018   There is a good day for anyone in the September 2018, but for the Indian Stock market – it’s a bad weather for the entire month which the Nifty 50 and the biggest Bombay Sensex had not performed well.  The Sensex closed with the starting day of the September with 38,312 points and Nifty 50 of 11,582 points. The Nifty finally closed the month of 10,930 points and the BSE Sensex with 36,227 points.  So, it was felt down nearly (-6) percent in the month of September. The Mid and Small cap both were went down more than (-12) percent.  Globally, Dow jones and Nikkei were on the positive sides. Banking and Financial Companies and the Realty are the fallen sector in September 2018 for the Indian market, but luckily IT-Sector was earned a little on Dollar – Rupee Exchange Rate. The FII (Foreign) and DII (Domestic) market trading activity for the last month was a rough timeline. Most of the trading days, the FII was just gone outside t

5 years Consumer Price Index (CPI) Historical Data Analysis (2013-2018)

Image
5 years Consumer Price Index (CPI) Historical Data Analysis (2013-2018)   The Consumer Price Index (CPI) Inflation for the month of August 2018 went down to 3.69 Percent. Earlier it was 4.17 percent in the month of July as for the developing nation. Here I am taking the last 5 years historical data of CPI India numbers to analyze. For India after 2010, the index for inflation was changed from the Wholesale Price Index (WPI) to Consumer Price Index by the Central Bank – RBI. The Central Statistical Office (CSO) also had given the CPI with a base year 2012 = 100. However, CPI is an important factor to decide the Inflation / Deflation. There are more than 25 Index categories to analyze the prize changes in the CPI Data, especially the data split as Rural and Urban.   Finding the Inflation using CPI numbers is not a hard task, which most of the developed and upcoming nations are using scrutinized. The Lowest and Highest CPI numbers are 86.81 and 140.40 respectively .  The Last one year

How the Inflation would be calculated using CPI in India ?

Image
How the Inflation would be calculated using CPI in India ?   Consumer Price Index (CPI) is an economic measurement to finding the Inflation Rate . It also used to analyze the weighted average of price changes of a collection of particular goods and services. The Goods and services are likely Food, Transportation, Clothing, Education, Medical or any other goods or services. So, the calculation for CPI  is nothing but by taking the price changes in every item on the collection of goods and services and then average the total price changes, then divided by the base year. How the CPI can be calculated ? Already we know that there is a price for every item in a collection of goods and services and the collection should be averaged. The term, ‘Collection’ often referred as a ‘Basket’ . For example, if the Toned Milk priced at Rs. 45 per litre and 100 gram of butter at a price of Rs. 45 in the month of January 2018 and the total consumption is 2 litres of milk and 100 gm of butter. Then the b