Posts

Why not 100 percent in Stocks ?

Why not 100 percent in Stocks ? “In the short run, the market is a voting machine but in the long run, it is a weighing machine.”  Benjamin Graham The British born American Investor and the Father of value investing, "Benjamin Graham" said the above quote that how the Market reacts as a machine, so which one you need. He also advises you never to had more than 75 % on your total assets in Shares. It is not advisable for everyone to making a whole in the same financial asset. You should diversify it to reduce the risk. You are one of them, if you - Have set aside enough cash to support your family for at least one year. Will be investing steadily for at least 20 years to come. Survived the bear market when it starts Did not sell shares during the Bear market. Bought more shares during the Bear time. The Investor should aware about the Market Fluctuations and also the possibilities. Then he should be prepared for them both financially and psychologically. On Inve

Motivation - An illusion or illumination ?

Motivation - An illusion or illumination ?   Why Motivation plays a big role in a life of human beings. A Child needs a motivation from the parents to wake without slippery. A Student need a motivation from the teacher to score a good grade. An Employee needs a motivation from his boss to work effectively. We are seeing from the Day-to-Day life motivation and also its become an essential one.   Can i give a Motivation Speech ?   Sounds good, who is authentic to give a motivation speech ?  People have a mindset related to motivation that they have a criteria. Who is eligible to give the motivation where they give their ears to hear. That is,   " SUCCESS PEOPLE IS ELIGIBLE TO GIVE MOTIVATION "     But in a real world - Parents, friends, relatives having the quality to give motivation. Yet we are not accepting such motivation. Due to this, everyone just stubborn in their mind and fill the space with Celebrity, Well being Entrepreneur or the famous one. It's the reason behind

Mobilize Investment Opportunities - How it works for me

Mobilize Investment Opportunities - How it works for me     We are talking about Savings and Investing together. On the part of money, it's not about the same. Savings is a simple method to putting your money in a low risk instrument or nothing. It may yields some, but not as strong to beat the inflation. Your target is to make secure on your money. However, Investing is purely a risky one, a chance of losing your money at anytime. The Return on Investing gives a Risk - Reward consumption. Beating the inflation at a great and aware about the Knowledge of Investing. Everyone puts their money into the Budget Planning today and waits for the 'NULL'. I am saying that they are ready to prepare for the budget , but not planned to save. One of my Tech friend, telling his budget planning from X (Income) to Y(Expenses) - But he committed not to save. So, Where is the Y (Saving) ? Everyone is saying not having money to save or invest. Then, what about your Survival of the fittest ?

10 Smart Ideas to learn - Young Entrepreneurs

  10 Smart Ideas to learn - Young Entrepreneurs   I love the Inspirer and the inspired quotes behind them. Everyone needs a motivation while we felt bad or fall into the trap. We just need that motivation, but we are not just wanting. We know how the kid's smile is. On that way, we need the motivation and we cannot force the kid to smile. It's the creature of nature. Motivation is also gives a self confidence, with rich content. Recently, i had posted about the herd mentality - the behavioral bias. You can get and love the inspirer as you need. But don't follow the influencer that you cannot reach your Needs vs Wants . I am always recommending you, Just get and love the inspirer on his words. Don't follow the influencer or even the man quote the inspired words. It's your life. Do it yourself (DIY). If you need a word of motivation, you can take it outside. We just need to love. I had being inspired by so many quotes, like Warren Buffet, Peter Lynch, Steve Jobs, S

Macro Economic Policy - A brief explanation

Image
Macro Economic Policy - A brief explanation   The Economic policy is the term supported to explain the Government's policy on Budget, Taxes, the supply of money, interest rates on monetary view, Employment status of a country. The Government's purpose is to stable the inflation and need for long term economic growth. As simple, how the country manages its income and expenditure.   The Economic policy Classified into two, Micro Economics Macro Economics   Micro Economics:   It tells the economics of an individual, group or a companies. The main intention for this policy, to analyse the demand and supply for the production of an individual or a business level.   Macro Economics:   It describes the economic policy of whole or all like Gross Domestic Product (GDP), Industrial production, Inflation, Current Deficit, Employment or unemployment statistics, the import and export data.   The Macro Economic Policy:   As we know that the micro economics describe about the individ

The Herd Mentality - Behavioral Bias - Value Investing

  The Herd Mentality - Behavioral Bias - Value Investing   By whom, you got inspired in life ?   Many of us, heard this above one and i could not know how many were really inspired. Some one tells, ' I love this man Mr. A ', and the other one, ' S he is absolutely a fabulous person ', ' He is my inspiring leader and motivator '.  Got Inspired is a special one, when you follow a person, who already got succeed and this may help to quick up your life - Financial or Literate . No doubt, Inspiring is a special one on thought. But, have you influenced by someone or something ? The worst trap of  these days is just influencing by misguide. There are lot of Media exposure, Social Networking that easily influenced everyone to nothing. Really, no need to compromise on this regard. Some one just throwing the useless information to the public, that leads to the herd. May the Influence using this to get rid for publicity, defamation, spoilt the competitor's brand, or

10 Key Financial Ratios for buying a Stock - Value Investing

10 Key Financial Ratios for buying a Stock - Value Investing   Most of us, tempt to buying a stock at any time or any cost. Does it make sense ? Can we do the same, while hiring a person for our business. It just not happening, but the reality causes how we are doing it in the Stock market today. That is why the Oracle of Omaha - Warren Buffet says,   " The Rich invest in time, the poor invest in money "   We just got tempted to do anything in the market rather than the time (Analysis). The poor or a middle one always looking and spend their time for Money. That is the reason, why they think like as employee. On the other side, the rich invest in his time to "Money work for you" Business, but not to work for money. So, Investing in time here is the analysis of a stock based on Value Investing. You can have some key financial ratios or the fundamental factors for buying a stock, which values a business. The Key financial ratios are completely based on Fundamental an