Profit and Loss of Individual Traders in F&O Segment in 2022 - SEBI Analysis Report

 Profit and Loss of Individual Traders in F&O Segment in 2022 - SEBI Analysis Report   The Securities and Exchange Board of India(SEBI) had released a report from the Department of Economic and Policy Analysis(DEPA) a week ago. This report tells about the Individual traders engaged with Equity F&O Segment and the profit and loss analysis of the said traders in the Financial year 2022. In the FY2022, around 45 Lakh Individual Traders dealt with the Equity Futures and Options segment in the Indian Stock Market. It is said that this is a 500 Percent growth as compared to the FY2019. The number of people aged between 20 and 30 Years was 36 Percent and aged between 30 and 40 Years was 39 Percent. It is noted that more than 80 Percent of Individual traders were Male participants and 9 out of 10 Individual traders in Equity F&O Segment incurred losses with an average loss of Rs. 1.1 Lakh during FY2022. This means around 89 Percent of traders were met loss in their Investment Capit

Impact of Rate Hikes in the Real Economy

 Impact of Rate Hikes in the Real Economy It is noteworthy that the rate of Inflation is increasing around the world after Covid-19 Pandemic. To control this inflation rate, most of the Developed and Emerging economy nations are increasing the Bank Interest rate. Let's see how the rising interest rates will play in the economy of Developed and Emerging economies and it's impact in the Equity(Stock) Market. Generally, the Higher interest rate pegs High cost of borrowing for the Investors and Customers. It also increase the cost of borrowing for consumption. It leads to the Reduction of Spending. On the business side, the higher interest rate affects the future revenue growth of the respective companies. So, finally it would impact the Stock price of a listed companies. On the other side, if there is a falling interest rate - an individual consumer gets loan at a cheaper interest rate. It also encourages the Spending that what we have seen in the Uncertainty times in the Real eco

India's Retail Inflation and Unemployment Rate - CMIE Data - August 2022

  India's Retail Inflation and Unemployment Rate - CMIE Data - August 2022 In the month of this year, the country's CPI(Consumer Price Index) - Retail inflation is said to be 7 Percent. While the Retail inflation rate has been decreasing continuously from Last April 2022 which was 7.79 Percent. However, the inflation rate in August has again increased as compared to July 2022.  The said above inflation was slightly higher than the Market expectations. The Food inflation rate rose to 7.62 Percent in the month of August from 6.75 Percent in July 2022. Meat and Fish products were increased by 206 Percent, Oil & Fat by 192 Percent and Spices by 194 Percent. The rise in prices of Vegetables and Fruits also contributed to the rise in inflation in the month of August. However, Fuel prices have moderated slightly. The inflation rate of Fuel and Light has declined to 10.78 Percent in August from 11.8 Percent in July. Based on CPI - Retail Inflation in India, Food alone contributes a

India's Trade Deficit -Q1FY23 - A Brief Overview

 India's Trade Deficit - Q1FY23 - A Brief Overview The Nation's Trade Deficit stood at USD 30 Billion at the end of July 2022. Imports were increased by 43 Percent and the Exports increased by 2.5 Percent. The Export volume was USD 66.27 Billion and the Imports at USD 36.27 Billion. Generally, the gap between Exports and Imports is called as Trade Deficit (EXIM) or Balance of Trade. India's Major imports are Mineral Fuels, Oil, Iron and Steel, Pearls, Precious Stones and Jewellery. Exports include Petroleum products, Jewellery, Vehicles, Grains, Machinery, Pharmaceutical products and Chemicals. In terms of Imports, we mostly get Goods and Services from China. In the year 2021, China were contributed 16 Percent of India's Total Imports, followed by 7.6 Percent from the United Arab Emirates(UAE) and 7.3 Percent from the United States.  It is noteworthy that China's contribution alone is about USD 87.50 Billion. We are getting Electrical and Electronic Equipment, Machi

World Blood Donors Day - Simple Thoughts for your Personal Finance

 World Blood Donors Day - Simple Thoughts for your Personal Finance On 14th June by every year, the World Blood Donors Day is celebrated. We are aware that how donating on Blood helps for others. On the other side, it would have many benefits for the Donor also. Protecting our heart, Preventing from the Cancer, Controlling the iron in check, improving the Red Blood cells in our body, reducing the risk of Stroke and to maintain the proper body weight by the use of Blood Donation. Just as we can better manage the blood we have, we can live as wealthy as the rich, if we really learn to manage our Personal Finance - Money. By making the right financial planning, we do not have to blame anyone regarding the Financial things. Here are the simple steps we can take to begin the process,  Financial Protection or Security:          Ensuring the adequate coverage on your Term Insurance Plan, Sufficient coverage on Health Insurance for you and Family members, Aware about the Standalone Accident Ca

No change in Repo Rate for the Eleventh Time – RBI Monetary Policy

  No change in Repo Rate for the Eleventh Time – RBI Monetary Policy  Recently, the Central Bank - Reserve Bank of India were released it's MPC (Monetary Policy Committee) insights related on Bank Interest rate and economy data. It was the first meet for the Current Financial year 2022-23.  The Reserve Bank of India(RBI) has said that there will be no change in the REPO and Reverse REPO rate. Generally, the REPO rate is the interest rate charged by the Central bank on loans to banks in the Country, where the Central bank borrows a loan with a particular interest rate from banks is called as Reverse REPO rate. According to the RBI, the REPO rate will remain unchanged at 4 Percent and Reverse REPO at 3.35 Percent. It is noteworthy that the Bank Repo rates have not changed much since the year 2020, given the recession caused by the Covid-19 Epidemic. For the Eleventh time, by this MPC meet - There is no change in the REPO interest rate. However the bank rates may be hiked in the comin

India's CPI Retail Inflation to 6.01 Percent in January 2022

 India's CPI Retail Inflation to 6.01 Percent in January 2022 CPI(Consumer Price Index) Inflation, also known as Retail Inflation rose to 6.01 Percent in the month of January 2022. It is noteworthy that the Retail inflation rate has been volatile in the recent few months post Covid-2019. At the same time, India's Unemployment rate has dropped slightly. The Unemployment rate for the month of January was around 6.57 Percent - Urban contributed with 8.16 Percent and 5.84 Percent in Rural. For the past few months, the Unemployment rate in Urban areas has been higher than in Rural Areas. The current said CPI Retail inflation for the month of January is above the Central Bank's near term target. Due to the rising prices of Food inflation, it went above the 6 Percent rate. On January 2022, the pulses grew by 3 Percent, Vegetables by 5.19 Percent, Oil and Fats by 18.7 Percent.  Retail Inflation of January 2022 is the highest price Since October 2020. Prices of Fuel and Light were a