RICH INVESTING iDEAS

Interest rates for Small Savings Schemes - October 2019 The Small Savings Scheme interest rate for Banks and Postal have been announced. While Interest rates for Small savings Schemes are low, still the interest rates for Provident Fund, Sukanya Samriddhi and Senior Citizen Savings were good in the face of Low Inflation. There is no change in the interest rate for the Period between October and December 2019. However in the current economic situation, the interest rate for small savings scheme seems Reasonable. The said rates for the July - September 2019 is to be followed in the current Quarter (October to December 2019) also. Generally, when the interest rate decreases, the Bond yield will increase. Similarly, if the interest rate increases, then the bond yield will decrease. In the Current Scenario, the Bank Repo rate seems low and Rate cut is also happening. One can use the Debt Funds through Mutual Funds in this Situation. The interest rate for small savings scheme has been slight

FII and DII Trading activity – September 2019 The Indian Stock Market has seen a huge upswing in the two trading days of last September. The Market boom was done due to the announcement of Corporate Tax cut by the Finance Minister. However the contribution of Foreign Investors remains low as economic factors have not yet returned to the Growth Side. In September 2019, the FII had bought shares of worth Rs. 1.03 Lakh Crore and Sold shares of worth Rs. 1.10 Lakh Crore. So, the Net Sales turned into Rs. 6,624 Crore for the Foreign Investors at the end of Last month. At the same time, the Domestic Investors had bought shares of Rs. 84,873 Crore and Sold shares of worth Rs. 72,382 Crore. The DII's Net Purchase stood at Rs. 12,490 Crore. There were 19 Trading days in the said period. Among these the FII had sold shares for 14 Days. On the other side, the Domestic investors had bought shares for 17 Days, which is seen as positive for the Indian Stock Market. The Foreign Institutional Inve

3 Key Factors for a Business Valuation - Stocks Investing in Stocks can be a healthy one for Few People. For some, it can be a worrying moment. In any case, Investing in equity is just adding Wealth Creation for the Family. Small or Retail Investors may not be able to run a company like Listed Companies. They may not have the strength to manage it. But the few stocks in a listed company will also prosper in the Long run. The Main advantage of Small or Retail investors is that they can find good equity stocks and get the benefit of Compounding in the Long term. So, we are no need to do Big things, Invest in stocks what we know and find. Let that Company take care of its Corporate Growth. While there are several factors to analyze and find a good equity. Here are 3 Basic and Key factors that can be applied to any Business. Investors should therefore consider these three factors as a model for Business or Stock Valuation. Promoters Management & Corporate Governance Financial

Unemployment Rate in India - Recent Data - August 2019 Currently, the Unemployment rate in India is at its highest in the last 30 Years. Prior to that, India's highest unemployment rate was 8.30 Percent in 1983 and the lowest rate of 3.53 Percent, which was seen in the year 2011. In August 2019, the Country's Unemployment rate stood at 8.19 Percent. According to the CMIE Website, it is 9.71 Percent in Urban and 7.48 Percent in Rural. Since 1983, India's Unemployment rate averaged 4.32 Percent. India's Unemployment rate is slightly higher than other Emerging Countries. However we cannot consider the Unemployment rate alone for Economic Growth. We also need to lookout the Inflation, GDP, Fiscal and Trade Deficit numbers. The Unemployment rate on the other hand, is poorly documented in terms of the number of Unorganized workers and the number of Entrepreneurs. If these data are available, it will be known whether they support for the Economy of the Country or indeed - Unem

India's WPI Inflation 1.08 Percent in August 2019 The Wholesale Price Index (WPI) Rate for the month of August 2019, was released few days ago. India's WPI Inflation was said as 1.08 Percent in the last month. There is no change, as the same numbers were available earlier in July 2019. On October 2018, the Wholesale Price Index was seen as 5.54 Percent, which is the highest rate in the last one year. The Currently said 1.08 Percent was seen as the lowest rate in the 24 Months. The Low inflation was seen due to the fallen in Fuel Prices. At the same time, the Food Prices have risen slightly. There has been no change in the Clothing, but the prices of Chemicals, Rubber, Plastics and Basic Metals have come down in the month of August 2019. The Price of Wood Products were also fell in the Last month. But the Essential Food Products and Vegetables Prices were increased in the said period. At the same time, the Price of Potato has come down. Wholesale Prices of Fuel Products like Pet

How to prepare for Birthday Party Fund ? Celebrating the birthday of the Kids can be a personal delight for Every Parents. At the same time, the cost of a Birthday Party can have little impact on the Financial head of the Family. The Birthday Celebration of their Kids is much more important than anything else for some Parents. In this situation, when a cost is incurred as a Birthday Celebration, it will affect the Budget for a Family in the near term. However, this is a positive thing if we plan ahead of time. Planning for the Celebration and save for it one year before is worth a lot. For example, the proposed expense (Budget amount) for your Kid's Birthday Celebration is Rs. 15,000 (Lets assume). Time Horizon: 12 Months If you are starting with a monthly SIP of Rs. 1200/- in Bank Recurring Deposits or Mutual Funds, and the expected return is 7 Percent, then you will achieve the Target of Rs. 15,000 for the Kid's Birthday Celebration. So, we can named it as ' Birthday Part

Debt Free Life is a Bliss   Debt breaks Love. Not only the Love, the debt will broke everything if dealt as badly. Nowadays, Getting a loan is easy as it comes with a word, 'EMI'. It is not good to borrow money except if it requires strictly - Needs. If the debt is a problem for the Poor and Middle Class people, then it is a nuisance to the Rich and Businessmen.  Benefits of Debt Free Life: When it comes to Personal Finance, you can have Self Control. You have a thought before buying anything. You can do your favorite job, hobby or Business as you are Financially free. The First step to obtaining Financial Freedom is to go without debt or reduce the maximum debt. You can make sure of your Income & Expenses - Proper Budget Planning. Stress Free Life is a Bliss. You can communicate to anyone (Economically) without Fear You can see plenty of investment opportunities, if you are debt free. You can distinguish between the Needs and Wants You have a Financial Life without Shortag