Infosys Limited - FY2023 - Is it Undervalued or not ?

Infosys Limited - FY2023 - Is it Undervalued or not ?   India's second largest IT(Information Technology) company were recently announced it's Q4FY23 and Financial year 2022-23 ending annual results. For the 2023 year ending results, it reported a sales of Rs. 1.46 Lakh crore and net profit of Rs. 24,108 crore. The sales increased by 21 percent and the net profit rose by 9 percent as compared to the FY2021-22. The company's revenue is primarily generated from the Digital business services, 63 percent of its total revenue. Digital services are such as AI based analytics, Big Data, IoT, Cloud applications, Advance cyber security systems, modernize legacy tech systems and Engineer digital products.  The revenue breakup is mostly coming from the Financial services segment with 32 percent of its total revenue, 15 percent in Retail segment, Telecom communication and media with 13 percent, Manufacturing with 11 percent and the rest of from other technology, Life sciences and Healt

India's GDP growth of 4.4 Percent in Q3FY2023

 India's GDP growth of 4.4 Percent in Q3FY2023   India's Gross Domestic Product(GDP) growth in the third quarter of the current fiscal year were stood at 4.4 Percent. There was a 6.3 Percent in the previous September quarter - Q2FY23. The overall economic growth for the country in the current financial year is estimated to be 7 Percent. The Investment for India has grown by 8.3 Percent in the last December quarter. Previously it was around 9.7 Percent in the second quarter of the current fiscal year. The Private spending were at 61.6 Percent of the Total GDP in Q4FY23. However the Govt spending was slowed down.  Due to the rising inflation and impact in the borrowing costs, the private spending were fallen down to 2.1 Percent from the earlier 8.8 Percent in Q3FY23. It is noteworthy that the Govt Spending was reasonably high during the Covid-19 Lock down times to stimulus the Economy of the Country. India's Exports and Imports were down from the last September quarter to the

India's CPI Inflation rose to 6.52 Percent - January 2023

 India's CPI Inflation rose to 6.52 Percent - January 2023   Post September 2022, India's Retail Inflation (Consumer Price Index - CPI) which had been decreasing for three months in a row, increased to 6.52 Percent in the month of January this year. However the said inflation rate is less than the level seen in April 2022 where it was 7.79 Percent. It is noteworthy that the current said inflation rate is above the Central Bank's Target of 2 to 6 Percent. In the previous year, January 2022 the retail inflation stood at 6.01 Percent. The current said inflation rate of 6.52 Percent in the month of January 2023 rose due to Food inflation. The Food inflation was increased to 5.94 Percent. Like the housing inflation prices were also increased by 4.62 Percent and Tobacco products by 3.07 Percent. Meanwhile, the prices of Light and Fuel, Clothing and Footwear were broadly unchanged and slightly came down.   The January 2023 inflation rate was slightly higher than the Market expecta

Profit and Loss of Individual Traders in F&O Segment in 2022 - SEBI Analysis Report

 Profit and Loss of Individual Traders in F&O Segment in 2022 - SEBI Analysis Report   The Securities and Exchange Board of India(SEBI) had released a report from the Department of Economic and Policy Analysis(DEPA) a week ago. This report tells about the Individual traders engaged with Equity F&O Segment and the profit and loss analysis of the said traders in the Financial year 2022. In the FY2022, around 45 Lakh Individual Traders dealt with the Equity Futures and Options segment in the Indian Stock Market. It is said that this is a 500 Percent growth as compared to the FY2019. The number of people aged between 20 and 30 Years was 36 Percent and aged between 30 and 40 Years was 39 Percent. It is noted that more than 80 Percent of Individual traders were Male participants and 9 out of 10 Individual traders in Equity F&O Segment incurred losses with an average loss of Rs. 1.1 Lakh during FY2022. This means around 89 Percent of traders were met loss in their Investment Capit

Impact of Rate Hikes in the Real Economy

 Impact of Rate Hikes in the Real Economy It is noteworthy that the rate of Inflation is increasing around the world after Covid-19 Pandemic. To control this inflation rate, most of the Developed and Emerging economy nations are increasing the Bank Interest rate. Let's see how the rising interest rates will play in the economy of Developed and Emerging economies and it's impact in the Equity(Stock) Market. Generally, the Higher interest rate pegs High cost of borrowing for the Investors and Customers. It also increase the cost of borrowing for consumption. It leads to the Reduction of Spending. On the business side, the higher interest rate affects the future revenue growth of the respective companies. So, finally it would impact the Stock price of a listed companies. On the other side, if there is a falling interest rate - an individual consumer gets loan at a cheaper interest rate. It also encourages the Spending that what we have seen in the Uncertainty times in the Real eco

India's Retail Inflation and Unemployment Rate - CMIE Data - August 2022

  India's Retail Inflation and Unemployment Rate - CMIE Data - August 2022 In the month of this year, the country's CPI(Consumer Price Index) - Retail inflation is said to be 7 Percent. While the Retail inflation rate has been decreasing continuously from Last April 2022 which was 7.79 Percent. However, the inflation rate in August has again increased as compared to July 2022.  The said above inflation was slightly higher than the Market expectations. The Food inflation rate rose to 7.62 Percent in the month of August from 6.75 Percent in July 2022. Meat and Fish products were increased by 206 Percent, Oil & Fat by 192 Percent and Spices by 194 Percent. The rise in prices of Vegetables and Fruits also contributed to the rise in inflation in the month of August. However, Fuel prices have moderated slightly. The inflation rate of Fuel and Light has declined to 10.78 Percent in August from 11.8 Percent in July. Based on CPI - Retail Inflation in India, Food alone contributes a

India's Trade Deficit -Q1FY23 - A Brief Overview

 India's Trade Deficit - Q1FY23 - A Brief Overview The Nation's Trade Deficit stood at USD 30 Billion at the end of July 2022. Imports were increased by 43 Percent and the Exports increased by 2.5 Percent. The Export volume was USD 66.27 Billion and the Imports at USD 36.27 Billion. Generally, the gap between Exports and Imports is called as Trade Deficit (EXIM) or Balance of Trade. India's Major imports are Mineral Fuels, Oil, Iron and Steel, Pearls, Precious Stones and Jewellery. Exports include Petroleum products, Jewellery, Vehicles, Grains, Machinery, Pharmaceutical products and Chemicals. In terms of Imports, we mostly get Goods and Services from China. In the year 2021, China were contributed 16 Percent of India's Total Imports, followed by 7.6 Percent from the United Arab Emirates(UAE) and 7.3 Percent from the United States.  It is noteworthy that China's contribution alone is about USD 87.50 Billion. We are getting Electrical and Electronic Equipment, Machi